Unit Trust Made Easy Part 2

Unit Trust Made Easy

• Same like ASB (or other PNB’s Amanah Saham) in matters of application and investment methods.

• The only differences are Unit Trust have fluctuate price or very dynamic price (Nett Asset Value price). Let’s say that the price for DALI 1 yesterday is RM1.00/unit. Today the price might go higher or lower, perhaps RM0.98/unit or RM1.0095/unit. Sometimes it goes below par value. ASB always at its par value which means the price is never go cheaper that RM1.00 or higher that RM1.00.
  
• Unit trust gives Dividends, Bonuses, and Capital Gains.

Dividends is profit give in RM | Bonuses is profit in more units | Capital gains is profit from the increases price of the fund

• Unit Trust can give returns from 10% to 15% per year. The profit can go higher depending on the market. Last year for DALI 1 (syariah fund), the profit is 49.52% and DALI 2 is 50.10%. To be safe, we always give an average return that we sure that can give to our clients which is 10-18%. We just do not want to over promise and under deliver. :) For conventional funds, we have Premium Capital Fund (PCF) that making profit about 51.13% last year. Beside that, we have Double Growth fund that give profit about 55.92%. Our fund fact sheet tells it all. Please go to http://www.cimb-wealthadvisors.com. Look for fund fact sheet under fund updates.